Set up monitoring service to protect your FICO Score

Balance and protect your FICO score to make
sure you can make big purchases like real estate. 

With the halfway mark for 2012 nearly here, it’s time to think about your FICO Score and how your purchases in the first half of the year have affected it.  You can do this for free, though a once-a-year check may not be enough for those that are serious about improving or protecting their credit. The Equifax Finance Blog explains more ways to protect your credit in the article, “HaveYou Pulled Your Credit Report Yet?”

While you can get a free report once a year from each of the three credit reporting agencies, analysis and checking for mistakes is up to you. Even if you space your requests out to one agency every four months, you may want to keep a closer eye on your credit if you are considering a large purchase in the next year or two, like purchasing real estate.